There are three main categories of financial advisors.
Tied advisors work for an insurance company or a bank and can advise you products of their companies only. Multi-tied advisors have a bit more freedom and can offer you products of several companies. Independent financial advisors, or IFAs, will give you advice from the whole market.
But offering whole of market advice is not the only difference of the independent financial advisor from tied and multi-tied advisors. IFAs do not represent a definite company but they act as the representatives of their clients and their responsibility is to work in the best interest of their clients.
Once an independent financial advisor clarified your current financial details, your financial needs and possibilities, he starts to work for you and does some research to find the best preferable financial products for your individual situation.
The importance of independent financial advice is evident. Everybody can use an independent financial advice regardless of circumstances, for instance, to make the most of their money or investments, to have good advice on debts, mortgages and loans.
This kind of financial advisors can offer unbiased advice on a lot of options suited to your individual circumstances because they have years of experience in dealing with financial products.
Some web sites are created specially to give web surfers information about financial advice and place local independent financial advice for consumers and businesses.
Modern online directories are based on the latest industry information that is constantly updated. The directories are accessible easily and available on the internet. Different money-related information will help consumers make correct financial decisions.
The financial advice is always online and you should feel free to surf the internet and read informative articles and recommendations given in them. They will help you to stay informed and improve your financial situation.
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